SIP Calculator with Monthly Investment

About the SIP Calculator with Monthly Investment

SIP Calculator projects the future value of a Systematic Investment Plan — a fixed monthly contribution — assuming a constant annual return. Shows invested amount, wealth gained and final corpus.

How to use

1. Enter monthly investment amount in rupees.
2. Enter expected annual return % (Indian equity SIPs have averaged 11-13% over 15+ years).
3. Enter tenure in years and click Calculate.

Benefits & key features

• Visualises the power of compounding clearly.
• Shows wealth-gain ratio — how much of your corpus is profit.
• Works for index funds, ELSS, ETFs and recurring deposits.
• Pairs with the EMI calculator for balance-sheet planning.

Pro tip

Starting 10 years earlier usually beats doubling your monthly contribution later — compounding rewards consistency above all else.

Why choose toolsfy for Finance tools?

Finance calculators on banking websites are designed to sell products. toolsfy's are designed to answer a question. Every formula is written out on the landing page so you can audit it against your bank's own fine print, and every calculation respects Indian conventions — rupees, lakhs, financial-year slabs, GST tiers — without forcing you into an anglicised spreadsheet.

Common use cases

• Home-loan applicants comparing EMI under different tenure options before their bank appointment on Monday.
• Small-business owners estimating break-even units before launching a new product line, with fixed costs and contribution margin shown transparently.
• Salaried professionals choosing between the new and old income-tax regime, slab-by-slab, before the next TDS declaration deadline.

Frequently asked questions